Celtic Health Insurance

Ok Celtic Health Insurance began back in 1978 as a broker, insurance and reinsurance company. Celtic Insurance Health has been rated “A” by A.M for the past 20 years and there a force to be recon with in the insurance world. When they got their start they provided both individual and group health plans, and also life insurance. That was fine for that timeline but they have since change direction and only offer Celtic Individual Health Insurance. Celtic Health Insurance Company is still located in ChicagoIllinois and has found building relationships is key to their success. In today business market if you’re not leading or challenging the process you can except to be left behind, and with Celtic Health Insurance their right out there leading the charge in the medical insurance race. Celtic doesn’t have a ton of members right now and that don’t mean there weaker but they keep more in tune with the members they do have and are very strong.

Celtic Short Term Health Insurance provides five kinds of individual health insurance plans, Celtic basic health coverage, Comprehensive health plans, HAS qualified health plans, short term medical insurance, and student health insurance, and there a plenty of subdivision to each of these. When I moved to BoiseIdaho I was looking for some type of coverage for my family just because I had three kids and had no insurance and was on a tight budget, and for those of you with kids you can understand the frustration to needing and wanting coverage at lease for your kids. Well with Celtic I was able to get on a plan that fit right for our needs and also fit my budget and when I called the big companies it was like I was a number to them and all they cared about was my money, which is like most companies, but not to take focus off of Celtic because they were great and I would personally recommend them to anyone who was looking and need coverage.

When I was looking for a home in Boise homes I knew I was going to need health insurance and Celtic had the best customer service I have ever dealt with in the past. Also if you live in the Boise area, I know a great photographer check out Boise Weddings and you will not be disappointed.

Celtic basic health coverage works within doctor and hospital PRO networks. So this type of coverage which I was on covers age 6 month up to 64 ½ years old. Now I know for me and my family we did not go to the doctor a whole lot maybe two times a year and under this plan you can go twice and have a co-pay of $30 so that fit well with us. The deductible for this plan had a range of $1500, $2500, or $5000, now prescription drugs were not covered under this plan but with Wal-Mart and the great deals you get there on generic drugs you can’t go wrong. Now I know some of you may look at this and say this does not work for me and my family and your right and they have options, and we will get more into that in the next section, just make sure and take the time and like any type of insurance do a little research first before you make a decision, don’t just jump right in with the first one that comes a long and has all the bells and whistles.

Now with the comprehensive health plan you will find they have three types, Celtic care preferred select PRO, Celtic care preferred –any doc- PRO, and Celtic care preferred managed indemnity. Like most medical insurance provider your best bet is to select someone form their network to be able to save money. If you like some of the people in my family and have certain medical conditions that becomes hard to do when you need a specialist so make sure to take the time like I said and pick what’s going to be best for you. The Celtic team really ask you all the right questions to make sure and get you were your going to fit best I mean lets face it who wants to get the run around and when it comes time to use the insurance come to find out it was not what we thought. I hope this will give you a little insight to the Celtic Health Insurance and you will be able to take a look at what they can do for you.

If your looking for a good Health Insurance Agency then take a look at this site http://hubpages.com/hub/Health-Insurance-Agency 

I am not sure about how everyone fills when you look at the new plan that is possibly going to get pass, but I am a little nervous and I know a lot of small mom and pop business are as well. I understand corporate American pretty much run’s everything in this free land, but we need to make sure were not killing off those small business the people love. When you go to a small town they rely on those types of business to survive, they don’t have a super Wal-Mart ever 10 miles like most towns. I obviously have not seen the bill but just from what I have heard I am not sure its user friendly for everyone. I really hope and pray we do what’s right for the people and not big business; if there one thing that pisses me off is big money lobbying for crap. I just had to vent a little bit about this and truly like most Americans want what’s best for everyone

Health living is a choice and with the way health care cost keep rising we need to think differently how we take care of our selves. The average man should eat no more than 2500 calories a day, and the average women should not eat more that 1500 calories a day. If we take care of our bodies now it will take care of us when we get old. Also another fact 3500 calories equal one pound of fat, so you may want to think about that when your eating out all the time.

Finding affordable health insurance can be a challenge.  With so many different companies, varying costs and deductibles it can be difficult to determine plan is best for you.  Celtic Health Insurance has taken the guesswork out of trying to figure out all of the fine print by offering quality low cost coverage for individuals, children, and families.

What makes Celtic Insurance Health policies different from many of the health plans available today is the number of options you have when it comes to choosing your type of coverage.  By implementing flexible coverage policies, including doctor and hospital PPO as well as preventative care, low co-pays for office visits and a drug card to save on prescriptions, you can create a plan that works for you that won’t drain your bank account.

Celtic Health Insurance Company has a number of different plans such as One Health Plan, Celtic Value, Celtic Saver, and Celtic Short Term Health Insurance just to name a few.  The Celtic Saver HSA health plan is a high deductible plan designed to provide major medical coverage with up to $7,000,000 of insurance projection.  This plan combined with a Health Savings Account (optional) can help keep your health care premiums affordable without compromising coverage.

Typically high deductible plans are for individuals who do not need to see a doctor regularly.  By sharing the expenses of office visits and prescriptions, you have lower overall premiums with the assurance of knowing that you are covered should you need major medical coverage.

Celtic Health even offers optional preventive care benefits, which is not offered through many policies today.  Eligibility begins 90 days after coverage.  You are covered 100% up to $300 per individual, per calendar year.  This includes up to $50 for routine eye exams.

Whether you are seeking individual health insurance or coverage for your entire family, Celtic Health has a plan to fit your needs and your budget.

Please take a minute and watch this video and see what you can excpect if your still not insured.